What Medical Expenses Does United Refuah Share?
Medical costs are shared on a per person, per incident basis, for illnesses or injuries incurring medical expenses when treated by Licensed Medical Practioners such as physicians, urgent care facilities, clinics, emergency rooms, or hospitals (inpatient and outpatient).
Medical Expenses Eligible for Sharing (partial listing):*
Medical Expenses NOT Eligible for Sharing (partial listing) :
*A medical expense eligible for sharing must exceed an accumulative Annual Preshare Amount which is $500 for a single, $1,000 for a couple and $1,500 for a family. It is calculated on each member’s initial effective date and renews annually.
**See Sharing Guidelines for a complete list of shared and unshared costs.