The United Refuah Single Member
United Refuah HealthShare is a great fit for individuals like yourself.
Meet Dovid Stern >
Here’s how our program for single members works:
Program Type |
ACH Payment |
Credit Card |
|---|---|---|
| Single | $199/mo | $209/mo |
Meet Dovid Stern
Single member: 27 years old
Dovid Stern is just one person, but when he joins forces with thousands of like-minded people across the U.S., he saves big.
Here’s how:
Dovid Stern is a Millennial living in Miami Beach, FL. He earns $65,000 working as a Financial Analyst. In his free time, he enjoys working out and traveling. In May, he started experiencing localized pain, and was subsequently diagnosed with a hernia that required surgical repair. Otherwise healthy, Dovid went for his requisite physical earlier in the year and for a throat culture once during the winter.
Like many singles in his community, Dovid struggles to balance his day-to-day expenses and bills with rent, loans and healthcare costs. Let’s take a look at how United Refuah has an impact on his life.
Prior to joining United Refuah HealthShare, Dovid paid $440 per month, totalling $5,280 annually.
Here’s what the break down looks like:
- Well visits: $0
- 1 sick visits: $40
- 1 specialist visit: $55
- 1 outpatient procedure: $6,250 ($15k procedure: $2,500 responsibility plus 30% cost sharing)
Total annual accounting for monthly costs and out-of-pocket responsibility:
$11,625
Fortunately, Dovid is now a United Refuah HealthShare member, happily anticipating investing the funds saved and possibly splurging on an exotic getaway.
He now pays just $199 in monthly contributions, totalling $2,388 annually. Plus:
- 1 Well visit: $0
- 1 sick visit: $95
- 1 specialist visit: $140
- 1 outpatient procedure: $812 (3k total for the procedure, $265 of pre-share and $547 of co-sharing responsibility)
Total annual healthcare cost:
$3,435 accounting for monthly costs and pre-share/co-share responsibility ($500 preshare, plus 20% co-share)
Total Annual Savings: approx. $8,190
*The above case study is based on typical United Refuah member profiles and typical current and prior healthcare costs, but is not specific to any particular member. Any resemblance to an actual member case is coincidental. Member responsibility for medical services will vary based on fee schedule, provider negotiation, PreShare & CoShare balances, and other factors.
United Refuah empowers the Jewish community nationwide to manage their healthcare expenses affordably through sharing. United Refuah is not an insurance company and does not offer insurance.
United Refuah empowers the Jewish community nationwide to manage their healthcare expenses affordably through sharing. United Refuah is not an insurance company and does not offer insurance.
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