Health Care Sharing is not insurance and is not new. For decades, other religions have practiced medical cost sharing. Since the 1980’s, state laws and regulations have officially recognized Health Care Sharing Ministries. With the passage of the Affordable Care Act (“ObamaCare”) the federal government provided a special exemption to members of a recognized Health Care Sharing Ministry from the mandate that requires individuals to purchase health insurance.
The various federal and state laws limit membership in Health Care Sharing Ministries to those who declare that they share common ethical or religious beliefs with one another. That is why health care sharing has not previously been available to members of the Jewish faith.
Recently, United Refuah HealthShare℠ acquired a certificate that allows it to operate as a Health Care Sharing Organization. This now makes it available for members of the Jewish faith to share their expenses with one another.