The United Refuah Couple
United Refuah HealthShare is a great fit for couples like yourselves.
Here’s how our program works for couples:
Program Type |
ACH Payment |
Credit Card |
|---|---|---|
| Couple | $349/mo | $359/mo |
Meet the Bergers
Young couple: 29 and 27 years old
The Bergers are just one couple, but when they join forces with thousands of like-minded people across the U.S., they save big.
Here’s how:
Yoni and Chavi Berger* recently celebrated their 2nd anniversary. Together, they live in Passaic, NJ, close to where their parents live. Yoni is a successful accountant with an annual income of $100,000 and Chavi is busier than ever in her last semester of Nursing School.
In the last year, both Yoni and Chavi each went in for an annual physical, and between the 2 of them they had to make 4 sick visits. In February, Chavi complained of severe headaches and upon her doctors’ recommendation, made an appointment with a specialist. She had a CT scan performed, and Baruch HaShem, everything looked healthy.
Like many couples with one working partner and one still in school, the Bergers struggle to pay off Yoni’s school loans and Chavi’s Nursing School tuition while taking care of rent, day-to-day bills and maintaining a comfortable lifestyle. Thankfully, the Bergers are members of United Refuah HealthShare. Let’s take a look at how United Refuah has an impact on their lives.
Prior to joining United Refuah HealthShare, the Bergers’ baseline annual healthcare costs totaled at $16,800 annually ($1,400/month).
Had Yoni and Chavi not joined United Refuah HealthShare, their healthcare needs would have included a responsibility of up to $4,000 in out-of-pocket expenses, $40 per doctor visit, and $60 per specialist visit.
Here’s what the break down looks like:
- Well visits: $0
- 4 sick visits: $160
- 1 specialist: $60
- 1 advanced imaging study: $800
Total estimated annual out of pocket:
approx. $17,700
Baruch Hashem, Yoni and Chavi joined United Refuah HealthShare. Instead of paying an exorbitant amount on healthcare each year, they pay just $349/month in Monthly Share Amounts which totals at $4,188 annually. Their out-of-pocket expenses added $1,000 for their Annual Pre-Share amount and $40 in co-shares.
- Well visits: $0
- 4 sick visits: approx. $600
- 1 specialist: approx $300
- 1 advanced imaging study: approx $300
Total member responsibility including monthly shares:
approx. $5,200
Total Annual Savings: approx. $12,500
*The above case study is based on typical United Refuah member profiles and typical current and prior healthcare costs, but is not specific to any particular member. Any resemblance to an actual member case is coincidental. Member responsibility for medical services will vary based on fee schedule, provider negotiation, PreShare & CoShare balances, and other factors.
United Refuah empowers the Jewish community nationwide to manage their healthcare expenses affordably through sharing. United Refuah is not an insurance company and does not offer insurance.
United Refuah empowers the Jewish community nationwide to manage their healthcare expenses affordably through sharing. United Refuah is not an insurance company and does not offer insurance.
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