United Refuah HealthShare is the first and only Jewish HealthSharing Organization with the mission to:

  • Give back your control, freedom, and flexibility. Use the doctor and hospital of your choice, anywhere in the world. Our higher reimbursement rates help you get the care that you want. You won’t hear from us the words out-of-network.
  • Put money back in your pocket. Families typically can save $10,000 to $20,000 every year over other healthcare options.
  • Share with your community in accordance with Torah values. Your hard earned healthcare dollars will be used to share in the medical needs of our healthsharing community instead of going toward multi-billion dollar corporate overhead and profit, and procedures that run contrary to our Torah values.

Affordable Monthly Programs Based on Your Family Size:

Monthly Contribution:Bank DebitCredit Card
Single$199$209
Couple$349$359
Family
3-6 members.
$50 each additional.
$499$519
Annual Plan LimitsPre-Share20% Co-Share Maximum
Single$500$2,000
Couple$1,000$4,000
Family$1,500$8,000

After members have met their Annual Pre-Share Amount, United Refuah HealthShare will share 80% of eligible medical expenses, and the member will be responsible for a 20% Co-Share. The 20% Member Co-Share is limited to an annual Co-Share Maximum. Once this maximum is reached, eligible expenses are shared at 100% up to $1,000,000 per incident. Couple memberships are responsibile for an additional $900 Pregnancy Pre-Share in the event of a birth. Single memberships are responsible for an additional $2500 Pregnancy Pre-Share in the event of a birth.

Members of United Refuah HealthShare are exempt from the ACA Mandate.

You guys are courteous and professional THROUGH AND THROUGH!!!!
chaim nechemia wolf
chaim nechemia wolf
21:11 21 Apr 21
Knowledgeable, Helpful and quick to respond
Sol Vizel
Sol Vizel
21:46 20 Apr 21
I recently applied and they were very helpful with some complicated tax questions I had, and did not give me the hard sell, but answered all my questions and put me at ease with the process. I certainly recommend giving them a look!
Francis Erdman
Francis Erdman
16:47 16 Apr 21
These people are the best! Very caring and responsive!
Ovadia Somekh
Ovadia Somekh
21:40 15 Apr 21
Great customer experience. Very helpful in walking through the process.
Igor Meystelman
Igor Meystelman
19:47 15 Apr 21
ME
ME
18:37 14 Apr 21
Excellent customer service
Simcha Ringel
Simcha Ringel
17:28 14 Apr 21
Great customer service and quick responds on all,
Joseph Jacobowitz
Joseph Jacobowitz
20:54 13 Apr 21
We've only recently joined the health share and so far it's been a smooth process. The best part is the customer service. As soon as I call, I am put through to a person who can speak clearly and knowledgably about my coverage and options, in a caring way.
Gani Goodman
Gani Goodman
01:52 13 Apr 21
Yanky Dreyfuss
Yanky Dreyfuss
15:17 07 Apr 21
David Mittelman
David Mittelman
02:50 02 Apr 21
great choice for my son in yeshiva
Chaya Birnbaum
Chaya Birnbaum
14:43 31 Mar 21
they are helpful in every way! Wish I can give more than 5 stars
Krausz Music
Krausz Music
02:42 31 Mar 21
Besides for the savings, The staff is amazing, friendly and always going the extra mile to help.
Avi Norman
Avi Norman
16:12 25 Mar 21
Please kindly cancel my membership effective May 1, 2021.Michael A_DOB:ID #Reason for Cancellation: I will be 65 on May 11th and as such will be on Medicare.I would like to thank you for your excellent service, and attentive, caring and exceptionally committed staff.When I had no coverage (due to ObamaCare’s usurious pricing) and no good options, Refuah stepped in and saved me with good coverage at an extremely reasonable monthly cost.It has been a pleasure to be a member and please feel free to contact me for any references.Happy Passover to All !Michael A.
Michael Ackerman [ar]
Michael Ackerman [ar]
21:23 24 Mar 21
chaya gruskin
chaya gruskin
16:44 24 Mar 21
Pordan Jederson
Pordan Jederson
16:18 23 Mar 21
United Refuah is a no brainer! Who likes dealing with an insurance company?? I didnt think so....United Refuah is like dealing with Family. I would recommend them to everyone as the best alternative to traditional Insurance company's!S.J.F
Saul Falack
Saul Falack
16:31 22 Mar 21
Great experience, when needed, United Refuah helped me with my hospital bills. Would highly recommend to others
Shmuel Moshe Harris
Shmuel Moshe Harris
00:10 22 Mar 21
I love this health care system! They answer you questions very fast and they help you pay the doctors bill. Its also a very fare price and they have amazing customer service.
Miriam Goldglantz
Miriam Goldglantz
19:32 20 Mar 21
They really have worked with us and have been reasonable!I only wish they were kore accepting of alternative medicine practitioners if that’s who i want to use...
Leora Meystelman
Leora Meystelman
15:16 19 Mar 21
United Refuah was a pleasure to deal with, answering all my questions and providing top notch service.
John Svarc
John Svarc
17:03 15 Mar 21
Great company - no issues. Saved already tens of thousands.
yochy miller
yochy miller
19:43 10 Mar 21
Signing up was quick and easy. I was approved in 2 or 3 business days. I haven't used the HealthShare yet, B"H, but the organization really feels like a finely tuned machine. I'll be sure to edit this if the time comes I actually have a bill.
Daniel Wersing
Daniel Wersing
20:47 01 Mar 21
Best Ever Service
Harry Kraus
Harry Kraus
20:20 25 Feb 21
Chaim Weiss
Chaim Weiss
19:37 24 Feb 21
Always paid out, on time.
Mark Schlesinger
Mark Schlesinger
17:52 24 Feb 21
BH Never used but very good costumer service
Shloma Rosenberg
Shloma Rosenberg
22:07 14 Feb 21
I am so enjoying the relationship that I have with the nice people at United Refuah. Some of the people that I have interacted with include the President himself, as well as Esti L and Tziporah. They are always so eager to help answer any question that either my wife or I might have. However the best part of doing my health insurance needs with them is the price I pay! I was paying over $2,000 a month previously and have now reduced my monthly cost to a bit under $500. All the doctors that my family is used to are still our doctors. Most of them have heard of United Refuah and are happy to send them the bills. A real pleasure and a great cost savings over my previous health insurance.
Ephraim Yurowitz
Ephraim Yurowitz
19:16 12 Feb 21
Sam Jacob
Sam Jacob
17:47 12 Feb 21
Yoel Landau
Yoel Landau
15:19 12 Feb 21
URHS is a great alternative to traditional health care. The staff is very knowledgeable and responsive (thank you Esti L.) and they are always patient and helpful with my questions and processing our bills. I highly recommend this as a great healthcare option for your family!
Racheli Daniel
Racheli Daniel
19:42 11 Feb 21
This was a very easy application process. I was assisted well on the phone for the questions that I had. The online webinar covered many of the questions that I had about how the program works and what I might expect. This seems to be a great alternative for my health care needs.
Stephen Blank
Stephen Blank
17:55 10 Feb 21
It's always a pleasure dealing with United Refuah. Their staff is extremely knowledgeable and friendly. Claims are easy to file and get paid promptly with no questions asked. I never had any issue getting a claim shared. Highly recommend.
Moshe Berger
Moshe Berger
15:29 09 Feb 21
United Refuah’s services is a no-brainer. Aside for what you end up overall saving versus traditional health insurance, their customer service is very friendly, caring, and knowledgeable. I highly recommend using United Refuah!
Menachem Fischl
Menachem Fischl
15:51 04 Feb 21
Staff are very helpful and engaging and excellent with follow up
charles bonner
charles bonner
02:27 04 Feb 21
Yair Alfieh
Yair Alfieh
15:19 03 Feb 21
A very warm and personal experience joining the HealthShare Group. The staff is very personable and engaging and takes the time to answer all questions. A rarity these days indeed, but good to know it's still possible!
Mitch Joseph
Mitch Joseph
19:39 01 Feb 21
dov jacobson
dov jacobson
15:06 31 Jan 21
Very Happy with the level of customer service!
Jonathan H.
Jonathan H.
21:59 27 Jan 21
David Gemal
David Gemal
16:24 27 Jan 21
very informative staff
Joseph Klein
Joseph Klein
16:15 27 Jan 21
United Refuah and their team have been absolutely fantastic with me and my recent diagnosis. I cannot say enough about their compassion and empathy towards me and the support offered through this difficult time. Well done to all and a huge heartfelt thankyou for being so amazing.
Robbie Jacobs
Robbie Jacobs
19:00 20 Jan 21
Amazing Plan, Amazing Service and Extremely fast payback for claims.
Y Fr
Y Fr
17:20 20 Jan 21
Very friendly and accommodating. Moved from Liberty Healthshare and couldn't be happier with the change.
A Cooper
A Cooper
16:51 20 Jan 21
The staff over there really cares for you like they are a part of your family
Aron Green
Aron Green
16:15 20 Jan 21
Extremely friendly and accommodating. They listen and explain what needs explanation.
Avi Laster
Avi Laster
00:27 18 Jan 21
In general, I think the health share idea is a good one. In particular, I am very impressed with the team at United Refuah. From the way they respond to my questions to the advice and guidance they offer, I am happy I chose United Refuah for my health share.
j k179
j k179
15:57 17 Jan 21
Moe Bodner
Moe Bodner
01:57 17 Jan 21
United Refuah really has great calm pepole out there to answer all your questions with such clairty and patience.Highly recommend
Moshe Bee
Moshe Bee
18:09 15 Jan 21
A wonderful group of dedicated people who try their utmost to help and advocate in a both professional and effective manner. I was privilged to benefit from this organization and strongly recommend others to join.
Aaron Orlander
Aaron Orlander
04:54 05 Jan 21
my wife and I are very satisfied with United Refuah.Very understanding and knowlageable staff. Keep up the good work
Eric Feman
Eric Feman
00:23 29 Oct 20
I have only been in America for 3 12/ years now and a member of United Refuah for 1 1/2 of those years. Prior to that I was pushed around from one "insurance" or so called Insurance to another and cost me a lot of heart ache and money only to be told at one time when I needed it most, that I don't have the coverage and they wouldn't pay the claim. Feeling extremely despondent and frustrated I started asking around and was fortunate enough to have been referred to United Refuah healshare. I have been with them ever since and found them and their team to be absolutely awesome, caring and very responsive to my needs. I highly recommend them and hope that all that require their services at the time of need is met with the same great response I have had. Love you guys and thank you for taking the stress away for my health issues...
Robbie Jacobs
Robbie Jacobs
15:06 26 Oct 20
Amazing team! I am already with them for 2 years now, and I only had positive experiences.
Sruli D
Sruli D
17:55 20 Oct 20
To the administration and members of United Refuah, I’ve been a member since July 2019. In the beginning it was a little hard to navigate the idea of a health share and many doctors and offices didn’t really understand what it was about and that often they get paid more fairly than by traditional medical insurance. I heard about United Refuah and signed up as a couple being in our 40s and B”H healthy. This past summer, we went through a tumultuous experience with my wife suddenly having seizures and possibly a stroke . The way United Refuah handled us was amazing . The COE Moshe Katz truly helped us in every way ,from having a top neurologist interpret and read the scan for a second opinion and by helping out financially in a situation where we were suddenly thrust into a whole new territory. So to rate this company , I’ll be honest it’s a little complicated, but once you get the concept of a health share , you are dealing with a truly caring “family” not an insurance representative or executive looking to deny every claim. May this company be Matzliach and May we all have a Gmar Chasima Tovah . A healthy and prosperous year.
Moishe Waxman
Moishe Waxman
19:47 21 Sep 20
I'd like to thank Basya at United Refuah for going the extra distance for me. She didn't have to, but she did some research and found a coupon for a prescription that still costs me $75 a month but without the coupon it would be $400 a month. Thank you, Basya!
Anne Maertz
Anne Maertz
14:12 16 Sep 20
Knowledgeable staff, phone calls answered in a timely manner, great option for Jewish families looking for a Jewish Healthshare program.
Susan Boblasky
Susan Boblasky
17:19 26 Aug 20
The process for getting reimbursed is a bit arduous. Otherwise, a great idea and service.
Hedva Wellerstein
Hedva Wellerstein
15:00 25 Feb 21

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Call us at 440-772-0700, or we can call you.

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Get affordable healthcare, right here in our healthsharing community.
United Refuah Healthshare is not insurance, it’s a group of people like you who share one another’s healthcare expenses.